Medicare while Overseas - In Brief

A couple of the common questions asked in relation to Medicare by expatriate and overseas travellers include:

• In what countries do I have access to reciprocal medical treatment?

• Answer : Currently, New Zealand, UK, Republic of Ireland, Sweden, The Netherlands, Finland, Italy, Malta and Norway. For up to date details of the countries offering reciprocity and to access details of what, and what isn't covered by these arrangements, you should refer to the Health Insurance Commission (HIC) website. These reciprocal arrangements should not be seen as obviating the need for travel insurance




• Does my access to Medicare expire when I move overseas, and if so how long do I need to be away?

• Answer : The HIC provides that, "You will need to provide documents to support your residency in Australia or your severing of ties with the previous country of residence if you are an Australian citizen returning to Australia to reside after living overseas for more than five years." Thus, as long as your absence does not exceed five years, you should expect continued coverage by Medicare. If you have any doubts about your circumstances, as regards Medicare, you should contact the HIC. Refer also to the HIC website.