Travel Insurance for Expatriates and other Travellers

It is very unlikely that you will find the best “value for money” in travel insurance at your travel agent – this is regardless of whether your agency is based in Australia or if you are an expatriate and using a “local” travel agency.  

Simple economics means that the travel insurance is usually best bought over the internet and this is particularly the case if you are over 70 years of age or have a pre-existing condition which you need to have covered.

In the past, expats have sometimes been limited to taking travel from “local” insurers – there is no longer any need to do this – online coverage on a very competitive basis is now available for expatriates and others in almost all countries of the world. 

We suggest you consider the two online providers below in any comparison:

World Nomads
Available not just to Australian expatriates but to people from over 150 countries, with online claims and the ability to extend coverage while overseas. It covers adventure activities such as skiing and snowboarding. The underwriters are a variety of major insurers depending on the country of residency; please check for your individual country. For an online Quick Quote.

Travel Insurance Direct
Travel Insurance Direct (TID) policies can be taken if the journey is commencing inside of Australia. Those taking out the policy they must hold an Australian passport or be an Australian permanent resident to qualify for cover. For an online Quick Quote. The underwriter is Allianz.

There are three principle issues that should drive your selection of travel insurance:

• The adequacy of cover, particularly in the “high cost” areas such as medical cover and repatriation, cancellation, loss of baggage and personal liability.

• The cost of cover, and

• The bona fides of the insurance underwriter – the size and reputation of the insurance company which stands behind the policy.

Complete the Inquiry form